Sunday, May 08, 2011

Making Money by Saving!

Two weeks ago during super doubles at HT, they had M&Ms on sale buy 2, get 3 free. So we spent $1.98 for 5 bags of M&Ms. The bags we bought had movie contest ads on them. So we played and to our surprise, 4 out of the 5 bags were winners! We won five $3 off 1 movie ticket. We redeemed 2 of our coupons yesterday when we went to see "Something Borrowed." It was a really funny movie and the best part was we only paid $8 for the 2 of us to see it! Then we went to Chick-fila for dinner and we used 2 coupons there so we only spent $2.30 on dinner! We don't get a chance to go on dates often so it was definitely a treat!

I recently read somewhere that every family in America will spend an average of an additional $83 a month of groceries with every $1 per gallon gas goes up. That may not seem like a lot, but when you consider paying $45 a week on gas for 1 car and then another extra $83 on groceries that month, you're looking at maybe $363-$400 a month for gas and groceries and that's if you only spend $183 a month of groceries and only drive 1 car and spend $45 per week on gas. 

We know that the news is predicting gas to be at least $4 a gallon by the end of this summer. With Nick's job changing locations to RTP, we are no longer able to carpool and we are both driving 50 miles to work and back each day.  Needless to say we are adjusting our spending habits by using more coupons to save on groceries so that we don't fall into the statistic of spending $83 more on groceries.

It may seem like I'm obsessed, I wouldn't say that, but it may help to look at the facts - here is an exert from an article from the Wall Street Journal about couponing - "Someone who saves $25 a week will save more than $100 a month and $1,300 a year . Over a lifetime that can easily grow to $100,000 or more, even after accounting for inflation."Just last week alone I saved more than $75!

This coming week I plan on getting some free vitamins, bandages, and soap! With the free soap and bandages I plan on putting those in our Operation Christmas Child boxes this year! What a great feeling to know that we have given a simply bar of soap and bandages to a child in another country!

Saturday, May 07, 2011

3 Great Deals of the Week

So I must admit - I get really excited when I find a great deal! It feels really good to save money on items we use all the time! This week I got some amazing deals and I'm happy to share them with you and exactly how I did it so you can learn too!

At CVS this week I went after Ivory Bar soap that they had on sale for 99 cents. I have a $1 off coupon so those would be free! My hubby uses Ivory soap so I couldn't go wrong with free! Well it was no surprise when I realized they were sold out of Ivory soap. So I looked at Bic razors. They were on sale for $6.99 with a $3 coupon printed out on your receipt. I realized that I still had $3.63 on my gift card and I had a $3 off manufacture's coupon for the razors. So I paid 97 cents for a 4 pack of razor blades! Then I used my $3 off coupon on my receipt to buy four 2 liter Pepsi products. They were on sale for 88 cents each, but with my $3 off, I paid 79 cents for four 2 liters of soda! Altogether I paid $1.76 for 4 razor blades and 4 bottles of soda!

At Walgreens this week I went in search of several health and beauty items. My main goal was to get at least 1 Fusion Pro Glide razor for my hubby since that's the only razor he uses! So I had 2 friends that are more familiar with coupons than me, help me organize my shopping list. Since this shopping trip was more complicated than CVS was, it calls for a more detailed explanation.

Here's the breakdown of my trip -

Deal #1
(1) GUM Flossers $2.00
(1) Bic Soleil Razor $5.99
(2) Right Guard Deodorant $5.98
Total before coupons: $13.97
- 3.00 Manufacturer's coupon for Bic
- 2.99 Manufacturer's coupon BOGO Right Guard
+1.08 sales tax
Out of Pocket = $9.06
GOT:
$2 RR - GUM
$2 RR - Right Guard
$2 RR - Bic

Deal #2
(1) Gillette Fusion Razor $9.89
(2) Pantene $7.00
(2) Orbit Gum $2.00
(2) Hershey's bars on sale for 49 cents each $.98
Total before my coupons = $19.87
- 4.00 Manufacturer's coupon for Fusion
- 1.00 Manufacturer's coupon for Orbit
- 3.00 Manufacturer's coupon for Pantene
- 2.00 RR
- 2.00 RR
- 2.00 RR
Out Of Pocket = $6.92
GOT:
$5.00 RR Fusion
$1.00 RR Pantene

So I spent $15.98 and I got 11 items so the average was $1.45 per item! Everything would have cost me $36.46 so I saved over 50%! Basically what I did to make the 2nd order so cheap was I used the Register Rewards from the 1st order. Now I have $6 in store coupons to use for next week!

Now I saved my favorite deal from this week for last! I went to Harris Teeter yesterday to get Pantene shampoo for 99 cents each after coupons. To my pleasant surprise the HT I went to had amazing deals on clearance! It was a very successful trip!

Here's what I got and how I did it -

Pantene Shampoo Value Size $3.99 each for eVic members
- $3 digital coupon
- $3off 2 manufacture's coupon
= 99 cents each, $1.98 for 2

Fusion ProGlide Rzaors $8.99
- $4 digital coupon
- $4 manufacture's coupon
= 99 cents

Carefree liners on sale for $1.19
- 50 cents coupon, doubled to $1.00 off
= 19 cents

Bic Soleli Razor on clearance for $2.55
- $3 off manufacture's coupon
= FREE! 

Degree for Men on clearance for $1.02
- $1.00 off manufacture's coupon
= 2 cents!

Speed Stick with Irish Spring on clearance for $1.02
- 50 cents coupon, doubled to $1.00 off
= 2 cents!

Altogether I spent $4.83 for 2 huge bottles of shampoo, 2 razors, 4 deodorants, and 2 packs of panty liners. That's 10 items for an average of 48 cents each! The total before coupons was almost $16.

Now we have enough shampoo and razors to last us at least 6 months! What would have cost me $62 only cost exactly $22.57 this week with my coupons and I got 26 items that we use all the time! That's an overall average of 86.8 cents per item!

The picture below is from my HT trip so you can see the savings!

Friday, April 29, 2011

Super Doubles Y'all

If you don't use coupons for whatever reason, I hope this blog will motivate you to start! I've gone to Harris Teeter twice this week and the sale only started on Wednesday! On Tuesday I went to my monthly coupon swap and I loaded up on coupons. That night I organized my list and my coupons so I'd know exactly what to go after and what to leave behind. The next day we went to HT after work. Having my list and knowing the exact amount I would pay after coupons made our shopping trip easy! 

Here's some of the things we got  -
  • Silk Milk Half Gallon - $3.27 then $1 off coupon doubled to $2 off = $1.27, I had 2 coupons that were $1.25 off which doubled to $2.50 off so I paid 77 cents for 2 out of the 5 Silk Milk I got. 
  • Hidden Valley Salad Kits - 2/$4 then $1 off coupon doubled to $2 off = FREE! I had 5 coupons so I got 5 bags, all for FREE! 
  • Quaker Chewy Granola Bars - 2/$4 then 75 cents off 2 which doubled to $1.50 2 = $1.25 each. I had 2 coupons so I got 4 boxes for $5. Normally these boxes are $2.50 or $3 each so it was a great deal!
  • Ortega Taco Shells - 2/$3 then $1 off 2 doubled to $2 off 2 = $1 each. I had 2 coupons so we got 4 boxes of tacos for $4. 
  • Land O Lake Margarine - 2/$3 then $1 off 2 that to $2 off 2 = 50 cents each! 
  • Steamfreash Vegetables - $1 each then $1 off 3 that doubled to $2 off 3 = 3 bags for $1 which is 33 cents each! 
  • Betty Crocker Cake Mix - $1.17 + Frosting was $1.99 then 75 cents doubled $1.50 off  = $1.66 for cake mix and frosting!
  • Zatarain's Boxed Rice - 2/$3 then 75 cents off 2 which doubled to $1.50 off 2 = 75 cents per box! We had 3 coupons so we got 6 boxes of rice for $4.50. 
  • DanActive 4 pack - 2/$4 then $1 off coupon which doubled to $2 off = FREE! 
I have attached pictures of our first trip so you can get an idea of how much stuff we got for a great deal! Here's the break down for everything in the picture -

Transaction #1 
20 coupons scanned
Value of goods before coupons & evic = $89.16
Saved with coupons & evic = $59.74
Paid = $29.42
You take $59.74 and divide it by $89.16 = 0.67% savings!

Transaction #2
5 coupons scanned
Value of goods before coupons & evic = $15.26
Saved with coupons & evic = $9.92
Paid = $5.34
You take $9.92 and divide it by $15.26 = 0.65% savings! 
 
 43 items for $34.76 = an average of 81 cents each!


To answer the question of where or how I get all my coupons, here is the answer -
1) the Sunday newspaper inserts, 2) peel offs in the stores, 3) machine takers in the store, 4) coupon swap I go to once a month, 5) off shelves and on floors at grocery stores - people actually leave coupons or drop them, 6) www.coupons.com, 7) mailed to me from certain grocery stores - typically store coupons, 8) coupons that print out on my receipt or slip coupons that print out at check out print, 9) at certain stores - Food Lion, CVS there are coupon kiosk - just scan your loyalty card and then it prints out coupons, and 10) product websites - there may be surveys to take to get a coupon or just sign up for their mailing list and you get a coupon, and 11) my family and friends share coupons with me.

Friday, April 15, 2011

It's Been A While

Our anniversary trip was great! We rented a cabin for 3 nights near Pigeon Forge, TN. We were really impressed with how clean and nice everything was when we arrived. We played pool, darts, and air hockey. We enjoyed the hot tub on our deck! I think our favorite thing was watching movies on the 8 foot screen and surround sound. We did leave the cabin a few times - we went to Ripley's Aquarium in Gatlinburg, we went shopping at Tanger Outlet, and we spent 3 hours in the Scrapbook Store.

Since March we have both been extremely busy at work so needless to say time at home together is precious and blogging is not a top priority.

I am still going to my monthly coupon swap where I load up on coupons for things we buy regularly. If you're looking to save money on groceries, I suggest looking at your past receipts to see what you buy most often and what items you buy that are most expensive. For us we frequently buy paper towels, razors, toothpaste, pasta sauce, and toilet paper so those are the items I try to find coupons for and then stock up on them when they're on sale. 

Last week I saw the newest episode of Extreme Couponing and I was amazed! All 4 people on the episode had at least 91% or more savings! The best I've done to date is 67% savings on 1 grocery trip. There are some extreme couponers out there that are consumed by saving money, that's not me. I enjoy saving money, but I'm realistic about it. For instance one shopper on the show spent 5 hours at the grocery store doing 19 different transactions just so she could use coupons for every item in her cart. And who can use 35 bottles of mustard? Really??! That's a bit obsessive if you ask me.

That's all for now!

Thursday, February 24, 2011

Deals in February

It's almost the end of February, which means I'm going to tell you what deals I got this month! All of my deals this month were mainly from Harris Teeter with super doubles.

1. Pillsbury No Fuss Frosting was $1.97 at Harris Teeter and with super doubles, it was FREE!

2. Armour Meatballs was $1.99, 89 cents with super doubles.

3. Kellogg's New Crunchy cereal was $2.99, 99 cents with super doubles.

4. Uncle Ben's Ready Rice was $2, FREE with super doubles.

5. Lipton Pasta Sides was $2.25, 25 cents with super doubles.

That's just a few items that I got great deals on this month!

We are getting ready for our anniversary trip! I have set some food aside for us to take with us so we won't have to eat out as much. I also have some Chick-fila coupons that I plan on using when we stop on the road for lunch.

I've come to realize that saving money is my new favorite hobby! I enjoy hunting for deals and taking advantage of them. I think this hobby was in the making when we were planning our wedding and had to pay for everything ourselves. Since we bought our house I have grown to love saving money so we can save up for improvements we want done on our house. I think if more people took the time to calculate how much they're spending on groceries every month then they'd want to use coupons. It's amazing how using coupons can cut your grocery bill in half! My bill at Harris Teeter was $70 before coupons and with coupons it dropped down to $36. How awesome is that?!

Thursday, February 10, 2011

Just a Few Random Thoughts

1. Our propane tank is empty again. This wouldn't be a problem if it wasn't snowing outside. I refuse to pay more propane and here's why - we have already had the propane tank filled twice now so that means we've gone through 250 gallons or more and we've spent over $600 in 3.5 months. And I wouldn't have a problem with getting it refilled again if it was toasty warm in our house, but we have not keep the thermostat above 68 degrees. In the last 3 weeks we've kept it at 65 degrees. So we bought a $29 space heater that is supposed to "heat a large room." We'll see how well it works. We plugged it in last night and it ran for an hour and the thermostat read that the temperature had gone up 5 degrees. By next winter we'll have new siding on our house and new windows so hopefully that will make a difference. We're also going to use the space heater the entire winter to make the propane last longer. I love NC, but the weather is ridiculous! It's snowing today and on Saturday it's suppose to be sunny and warmer.

2. I have started selling things on Craig List again. I'm getting tired of seeing stuff laying around our house that we're never going to use. We have 3 bedrooms that only have stuff that we don't want. We had a yard sale before we got married in hopes of making money to pay for our wedding and to get rid of extra stuff, but we still have things in boxes from the yard sale that we never got rid of. I'm not a fan of donating stuff unless I know it's not worth much. I'll donate nick-nacks, but I'm not going to donate clothes that are in great condition that I spent lots of money on. For the moms out there, a great way to get rid of your kids' clothes and toys is to sell them at an annual children's sale. You can see if your area has 1 every year by searching online, in newspapers, and on Craig List. If your area doesn't have 1 then organize your own - you could ask your church to host it.

3. Our anniversary is coming up very soon! It's hard to believe it's almost been a year since we got married. I am ready for a vacation. We are renting a cabin in Pigeon Forge. I have already made lists of what to pack, what food to buy, and what movies and board games to bring. We are big on quality time and we love doing simple things during our quality time. We are most excited about the jacuzzi and jetted hot tub that will be at the cabin! I watched Boy Meets World this morning - it was the episode where Corey and Topanga are on their honeymoon and it made me think of our honeymoon and how hot and relaxing it was. We've talked about going back to Jamaica some day, but it's too expensive for us to think about going right now.

4. Nick's company announced that they were bought out by Cisco. I'm not thrilled about it but I'm getting use to the idea. There are some benefits to him working for Cisco. One of the appealing things is the building he will be working in has child care on the first floor. So we've talked about looking into that as an option for us when we have kids. I'm not sure how much it will cost, if there's a waiting list, and if it work for us, but I'm pleased with having it as an option. The thought of one day having kids that can be taken care of in the same building Nick is working in is very appealing. It would be neat for him to check on them during the day.

5. It's only the second week in February and I have already taken advantage of some great deals! Here's just a few - Food Lion had Dove deodorant on sale for 2 for $4 (you don't have to pay 2 to get the discounted price) and I had a $2 off coupon so I got the deodorant for free! Harris Teeter had Gillette Clinical Strength deodorant on sale for $4.99 which is a great price (normally it's $7.50-$8.99) and I had a buy one, get one free coupon so I got 2 deodorants for $5 which made it $2.50 each.

6. I really want a puppy. We want a lab - no preference on color, though my number 1 choice is a yellow lab, then chocolate, then black. It will be an outside dog so we have to get our fence repaired and a dog house built. I'm not sure how much longer I can wait to get a dog. Doing yard work in the snow is not an option so the warm weather cannot come soon enough so we can work on our backyard and then get a puppy.

Thursday, February 03, 2011

Bargains from January

Ok so here's the plan - I'm going to share my big savings of the month to my loyal readers every month. So let me tell you about my big bargain finds from January!

1. Kraft Singles Cheese was on sale for 99 cents at Kroger and I had a $1 off coupon so I got it for FREE!

2. Pantene shampoo and condition was on sale at Walgreens for 2 for $7 with a $2 register rewards, making it 2 for $5. I had a $3 off manufacturer's coupon so I got 2 for $2/$1 each.

3. With my register rewards above I got 2 bags of Valentine's Day M&Ms for 31 cents! The M&Ms were 2 for $4, I used a $1 off manufacturer's coupon, a $1 off in store coupon, and my $2 register rewards, making me just pay for tax.

4. Red Baron Single Pizza was on sale at Kroger for $2.78, I used a 75 cents off manufacturer's coupon to make it $2.03.

5. CVS had DiGiorno pizza on sale for $6.99 buy one get one free. I used a $3 off manufacturer's coupon to make it $3.99 or $2 per pizza.

6. Harris Teeter had Kraft Shredded cheese on sale for $2, I used my $1 off manufacturer's coupon to make it $1!

7. Target had Cologate toothpaste for $2.49. I used my Target store coupon of $1 off and I used a $1 off manufacturer's coupon to make it 49 cents for toothpaste!

Those are my bargains from January! My tip for the month is use a store coupon and manufacturer's coupon to make something a great deal! Target has store coupons on their website that you can just click and print, they also come in coupon inserts from the newspaper. So if you have a manufacturer's coupon and a store coupon then you can use both and save lots of money! In talking with people about using coupons, I've been surprised by how many people don't know that fact. You can use a store coupon and a manufacturer's coupon for each item. Pharmacies are known for having store coupons so use those and a manufacturer's coupon and you could have a great deal!

That's all folks! If you have coupon tips or money saving tips, please share with everyone by posting a comment.